Azziad Nasenya Seeks Legal Protection Against Property Auction
Content creator and media personality Azziad Nasenya has taken legal action by filing a case in the Commercial Court in Nairobi to prevent the planned auction of her Kileleshwa apartment. The move comes after she claims that her home is at risk despite having cleared all outstanding loan arrears.
According to court documents, Azziad asserts that she legally acquired the property through a mortgage financing arrangement with a deposit-taking savings and credit society. She alleges that the financial institution is attempting to recall the entire loan amount and has instructed an auctioneer to sell the apartment, which is valued at approximately Sh20.3 million. She describes this process as unlawful and premature.
The influencer became a member of the financial institution and made regular monthly contributions, which granted her access to loan facilities. As part of the agreement, the first defendant prepared a charge dated June 12, 2024, over the property to secure the disbursement of the agreed amount to the vendor.
In April 2024, Azziad identified the property in Kileleshwa, which she intended to purchase as her residence. She applied for financing from the institution and was granted a loan of Sh20,389,720 to acquire the apartment. The loan agreement was executed on April 16, 2024, and the property was charged to the institution in June 2024 as security. The apartment was then transferred to her name.
Court filings show that she began repaying the loan and had paid a total of Sh897,924.68 by the time of the dispute. However, due to current economic hardships, she fell into arrears, with the arrears amounting to Sh1,510,035 as of September 2025. She claims that the institution later deducted Sh2.45 million from her member savings on September 19, 2025, clearing the arrears in full.
Azziad was shocked when, on September 24, 2025, an auctioneer published a notice in a media organisation indicating that the property would be sold by public auction on October 8, 2025, over an alleged outstanding sum of Sh21,881,979.35. She argues that the decision to proceed with the auction, despite the arrears being settled, is in breach of the loan agreement and the legal charge registered against the property.
She further claims that the institution has undervalued her apartment by categorising it as a three-bedroom instead of a four-bedroom unit—an act she says could result in the property being sold below market value. Azziad maintains that the statutory notices required under the Land Act were not properly served, rendering the intended auction unlawful.
She is now seeking a declaration that she is not in loan arrears and that the purported notice by the defendants dated September 24, 2025, to auction the property is illegal, unlawful, and therefore null and void. Additionally, she prays for a permanent injunction barring the institution and the auctioneer from selling or dealing with the property, damages for breach of contract, and costs of the suit.
Azziad states that she continues to live in the apartment and intends to continue repaying the loan under the agreed schedule.